The aftermath of a Missouri car accident can be expensive. Medical bills and car repairs are not cheap and not something most people look forward to. You might find some relief in knowing that you could be eligible for compensation. However, to receive compensation, you have to prove the other driver was at fault. Consider asking a Kansas City car accident lawyer for help if you have questions about how to do this.
Top Steps for Filing a Car Accident Claim
One of the most important first car accident steps you should take is making sure you and everyone else is safe. Check yourself for injuries and escape your vehicle if you can avoid further injury by doing so. Since you were involved in the accident, you must call 911 if anyone was injured. Not doing so could hold you liable.
When paramedics and police arrive, explain what happened and any details you can give about the injuries. Ask for a copy of the police report. The police report and copies of your medical records are vital documents for any car accident claim. Without them, your claim could be automatically rejected.
If your phone is intact, take pictures of your injuries and vehicle damages. Consider collecting witness names and statements if possible. Write down what you remember happening leading up to the accident too. Memories can fade faster than we realize.
Be sure to write collect the other driver’s basic contact information and auto insurance information before leaving. This information is also vital for your claim. Organize all this information and submit this to the auto insurance company.
What To Do If Your Car Accident Claim is Rejected
Finding out your accident claim was rejected can be discouraging when you put so much work into your initial claim. However, the last thing you want to do is give up and have to pay for all the damages. This can cripple many people financially with years of recovery.
There are ways to respond to a disputed car accident claim that involve multiple options. For one, you can ask why your claim was denied. This does not mean your insurance agent will be honest or even provide an answer. Some insurance companies deny or delay claims simply to save money.
If this happens, you can talk with the supervisor or hire an independent appraiser. An appraiser will cost a little money but can attempt to reach a settlement with the insurance company. When this fails, consider contacting a Kansas City accident lawyer who can help you file a lawsuit. The benefits of hiring a lawyer include:
- More compensation for you
- Less work for you for your accident claim
- A potentially faster settlement
Kansas City Car Accident Lawyer
Filing a car accident claim and finding out your claim was rejected can be frustrating. Contact Peterson and Associates P.C. at 816-888-8888 to talk to a Missouri personal injury attorney for a free consultation today. Our Kansas City accident lawyers might be able to help you obtain compensation for your medical bills, pain and suffering, and lost wages. We serve clients in Kansas City, Missouri.