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How to Proceed With a Business Interruption Claim

Jul 17, 2020

Understanding Business Interruption Claims

If your business was negatively impacted by the COVID-19 pandemic, you aren’t alone. Even with the easing of stay-at-home orders, the government-mandated shutdown of non-essential businesses caused many profit losses. The good news is that you can file a business interruption claim with your insurance company, however, you’ll need to know how to combat some of the obstacles that may be presented.

How Do I Start a Business Interruption Claim?

First and foremost, insurance companies are notorious for finding loopholes in policies to deny claims — many will first look for pandemic clauses that exclude business losses from illness outbreaks. If you have a pandemic clause in your policy, you may have other provisions included that you could use as an argument for receiving compensation. Read on to learn more about how to tackle the problem of a pandemic clause.

How Does a Pandemic Clause Affect My Claim?

When it comes to finding other avenues for the sake of a successful claim, consulting a business interruption attorney can make all the difference. Your lawyer will take a deeper dive into the language of your contract as well as search for evidence that can demonstrate how COVID-19 has negatively affected your business.

What is a Civil Authority Interruption Claim?

You may also be able to receive compensation through a civil authority interruption claim if a government action has disrupted access to your property or clientele. For example, if your business was deemed non-essential and you were ordered to close down, you may be eligible for compensation through civil authority interruption.

When You Need a Business Interruption Lawyer

FIling a business interruption claim can be a harrowing task, especially for those who are not experienced in handling insurance companies. If you need assistance with filing a business interruption insurance claim or have already filed and been denied, we can help. When you want to get back to business, our attorneys are here for you every step of the way.

 

Call Peterson & Associates, P.C. today at (816) 298-8708 to speak with an attorney about your potential case. We are offering consultations via phone, email, and video conferencing for your convenience.

Contact Our Law Firm for a Free Consultation

Peterson & Associates, P.C. provides free consultations when you call or contact us online.

Our law office is located in Kansas City, Missouri at:

Missouri’s Country Club Plaza
801 W. 47th Street, Suite 107
Kansas City MO 64112.

We do not charge our personal injury clients a fee unless their case is won, so there is no fee unless we win your case. Get in touch with us today as the first step in your pursuit of justice!

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