Hit-and-run accidents are unnervingly common, and many Kansas City residents are injured in them every year. If you were the victim of a hit and run, you may be wondering how you can seek accountability since you do not know the identity of the negligent driver. Fortunately, there is a way to pursue justice with the help of an attorney.
At Peterson & Associates, P.C., our attorneys have successfully pursued hit-and-run accident cases for nearly 30 years. If you work with our firm, we can help you make informed decisions about your legal options and guide you down the most effective path to compensation, which may seem muddled when you are unsure of who perpetrated the hit and run. Don’t let the very nature of hit and runs get in the way of recovering your fair compensation.
Call our Kansas City hit-and-run accident lawyers at (816) 298-8708 today.
Unfortunately, many of the nation’s hit and runs are left unsolved, which means you may have a slim chance of identifying the at-fault driver. This may seem to present a significant barrier to obtaining compensation, as you cannot sue someone who you do not know the identity of.
Should you hire a lawyer at Peterson & Associates, P.C., we will work to identify the perpetrator and:
In the event that it is not possible to find the perpetrator, there is an alternative path to compensation that is often effective for many hit-and-run victims: filing a lawsuit against your insurance company.
Before legal action is taken, the first step will be to file an insurance claim with your insurance provider. A hit-and-run accident will likely fall under your uninsured motorist (UM) coverage: Because you were not given the chance to obtain the hit-and-run perpetrator’s insurance information, they are considered uninsured for all intents and purposes.
Nevertheless, insurance agents are likely to claim that a hit-and-run victim does not qualify for coverage because the other driver is unknown and, therefore, you cannot truly know whether they were uninsured. This is, however, nothing but faulty reasoning. If you continue to run into trouble with your insurance company, a lawyer can assist you in suing it for damages.
To be eligible to file a hit-and-run lawsuit against your insurance company, you will have to prove the following elements:
No matter how much an insurance company attempts to go back and forth on a hit-and-run claim, it only has 30 days to investigate it under state law. Insurance agents are skilled in handling claims quickly and with their employer’s best interests at heart, so you can expect some trouble in the form of deductions being piled onto your claim or, in some cases, the full denial of your claim.
If insurance agents continue to ignore your right to compensation, spurring you to take legal action, you only have so long to do so. Under the Missouri statute of limitations, hit-and-run victims only have five years from the date of the accident to file a lawsuit against their insurance company.
You can only recover compensation for damages you have suffered as a direct result of the hit-and-run injury, meaning the value of a lawsuit will vary depending on how severe the injury was and what damages accumulated because of it. Therefore, this is a very complicated question to answer, as any given case could range anywhere from a few thousand to a few million dollars.
In pursuing your case, our legal team at Peterson & Associates, P.C. will conduct a comprehensive investigation into the accident. If we are unable to identify the perpetrator of the hit and run, then we will assist you in negotiating with your insurance company to ensure that you are not stuck with a lowball settlement. We are fully prepared to leverage the advantage you have as the injured party to your benefit and to fight to recover your maximum compensation for any damages accumulated.
To get started with your free consultation with a Kansas City hit-and-run accident attorney, contact Peterson & Associates, P.C. online today.
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