The Process of an Uninsured Car Accident Claim
If you’ve been involved in an accident, you know that one of the most effective ways to move forward from the emotional pain and physical injuries is to pursue compensation. Typically, this is done through the negligent party’s insurance company.
However, the process that typically involves you filing a claim with the other insurance company can be greatly complicated when the person who caused the accident doesn’t have insurance coverage. Thankfully, Missouri requires drivers to carry the minimum limits of uninsured motorist coverage.
What Does This Coverage Mean for Me?
When you’re involved in an accident and the other driver either doesn’t have insurance, doesn’t have enough coverage to pay for all expenses, or performs a hit and run, you rely on your own insurance company to compensate you through your uninsured motorist coverage.
You would essentially file a claim with your own insurance company to seek damages. The minimum limits are $25,000 for the bodily injuries sustained per person and $50,000 per accident. Unfortunately, it is entirely possibly for a serious accident to result in damages that exceed these limits. Now what?
Pursuing a Claim Through Your Insurance Company
When your insurance company either doesn’t cover the full expenses associated with your injuries or they try to refuse your claim, it can be a daunting experience and you can feel as though you have nowhere to turn.
This makes it crucial to have legal representation by your side to better understand what rights you have and the ways to pursue compensation. Your insurance company is obligated to cover the expenses based on the premium you pay per your policy.
If they fail to take care of you as promised, you can speak with our Kansas City car accident attorneys about your rights and learn how to move forward with filing a claim or lawsuit against your own insurance provider.
With Peterson & Associates on your side, you can feel peace of mind every step of the way knowing that skilled and experienced lawyers are looking out for your best interests. Trust us to put your rights first and go the extra mile to help you pursue the compensation you need and deserve.
Call our firm today at (816) 298-8708 and discuss your potential case.